Renewal time. With NRMA now and they do not cover fabric ariel sports equipment (eg kites) so time for a switch. Who whould you guys recommend. Any claims good/bad.
I changed from RAC to AAMI for that exact reason. No complaints... But no claims yet either :) Gear covered in car while at the beach.
Simon.
I'm with AAMI and made a claim years ago when a board was stolen off the beach.
No problems claiming as I have portable goods insurance. Covers anything from golf clubs, to kites, iPads, laptops etc.
It's limited to $1000 per item though.
I'm with Westpac, and for $3 extra on top of the monthly premium, I get 5 items up to $1000 each, with a $70 excess/item. It covers any personal item such as phones, kites, boards etc. After accidently dropping my Samsung Galaxy into my pool, they gave me a new one for$70!
I went through a contents insurance review earlier this year.
I contacted about 10 insurers.
Most companies wont cover kiting gear at all.
Others require full item specification and additional premiums for cover for items not in the home.
I got it in writing that CGU will cover kite gear at home, in the car, and at the beach (not in use) within their accidental damage contents insurance option. You dont need to specify items or values (unless over $5k+ from memory). I think it was up to $1000 (or more?), per item or set (kite, control system and board, are each individual items, not a set), no lower limit value per item, and unlimited total amount per claim.
I renewed my insurance with CGU.
I have not had to make a claim with CGU so far in 3 years, so cant comment on the claims process.
Have had all my water sports equipment insured with qbe home insurance under specified items. Cost approx 300.00 a year whether in my car on the beach at home etc
Yes I made a claim and had no dramas at all
The 300 a year also includes all my camera gear, laptop, sups etc
It's peace of mind in my opinion
I'm with GIO. They don't cover my kites at all. They cover all my boards and my windsurfing sails, but not the kite? Go figure?
im with shannons
just claimed as was burgled while in Roti
paid out in full new kite board etc...
gd service all new :)
I have portables insurance with AAMI - I nominated the $$$ value - so I said two complete kites @ $2000 each. Charge an extra $148 on top of contents insurance for the privilege.
Haven't had to test it yet though..................
