Just got my yachting Australia silver card with my yacht club membership.
They now cover kiteboarding as well as sailing and includes
$75000 personal accident insurance.
The Exmouth Yacht Club charges $50 per year and $20 nomination fee so is a similar cost to AKSA.
It doesn't have public liability but why do you need public liability unless your part of an organised event.
So now the yacht club can run events like regattas under their insurance and if I hurt myself in the middle of nowhere I have my own insurance to cover ambulance,medical fees etc.
All I need now is wind.![]()
True but who has public liability for riding a bike or surfing or anything else they do by themselves.
Plus around these parts there's not much public where I kite
Is there anywhere you need public liability to use the beach?
Yep I am lucky although its always a choice.
But why are we so different to all the other past times?
I mean surfing has been around for hundreds of years so surely it would of come to a head by now.
Do windsurfers have public liability. I also read that only half the kite boarders are with AKSA and most only join to go to a event but every car on the road needs it.
So are there places where you must have it? It heard something about Cott council requiring it a few years ago
Re: Kiting @ Dutchies: as I understand it, it is a condition that if you want to kite @ Dutch Inn (or within Town of Cottesloe) you are required to have PL insurance. How much it’s enforced is another thing altogether. It was a negotiated settlement back in 2004/05 in order to maintain access to Dutchies for kiters after the council nearly banned kiting there.
Half the kite boarders are with AKSA? AKSA had better lift their game then TL & convince the other 50% to join up!! ![]()
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IMO, if PL insurance is a requirement of participation in an event, seems that AKSA membership (that includes that PL insurance) isn’t such a hard ask. No idea about poleys & PL – not my thing.
Turtle
Can you confirm the company that is covering the Yacht Club? PM me if you want.
The whole situation where kiters cannot get personal injury insurance is bizarre. I have tried a number of insurers (even extreme sports insurers) with no luck.
It seems the Poms can have it but Aussies can not ![]()
Cheers
Hey Junglist
Maybe AKSA will be able to provide Personal accident insurance now ISAF (international sailing federation) recognises kiting as sailing. However they probably should have worked it out quicker than the little old Exmouth Yacht club.
Yachting Australia provides the cover as they see us exactly the same as yachties.
I am not sure of all the details yet but they are backed by oamps.
I presume they would cover any sailing(kiting) club which you would think includes AKSA.
Maybe check with your local yacht club although from what I've heard most yacht clubs are a lot more expensive than Exmouth.
I should probably put this thread on the AKSA forum but then who looks at that.
I remember you bringing posts up in the past regarding this subject so if you still don't have any luck maybe you could join the Exmouth yacht club.
But i do agree that it is important to have PL insurance and persoanl injury insurance, just saying that i wouldnt have faith in the insurance provided by AKSA and co and i fyou really wanted to be covered i would try to get some private insurance and read the fine print (and pay a real amount for this insurance)
Interesting I didn't realise claims had been made. But then it doesn't surprise me none have been paid.
One of the positives of the Yachting Australia system is its an established cover that has been around for years and years.
I couldnt find the thread i was thinking off... it was many pages and must have been older than a year, however in this thread there are some interesting words from AKSA...
www.seabreeze.com.au/forums/topic.asp?TOPIC_ID=55155
I was wondering if there have been several claims not paid out does that mean the insurer's lawyers successfully defended the member. That to me would mean AKSA have done their job for the members![]()
Most people have liability insurance through their basic House and contents insurance that covers at home and at other accident sites and dont even realise.
Read your PDS.
Cheers AKSA.
So is there any word on personal accident insurance. It would seem AKSA could include the yachting Australia silver card in there membership.
Again I know this should be on the AKSA forum but...
Didn't any of you people see the beginning of this thread.
www.seabreeze.com.au/forums/topic.asp?TOPIC_ID=68051
Without AKSA insurance and the efforts of AKSA committee this claim would not have been met.
^^^^ I suppose that shows there is more to being a member of one of the state associations than just insurance, much like the problems with joondalup council where the state association is out there keeping a good vibe between us and them. Would of had nothing to do with the public liability though from what I understand.
So far it seems having a Central association is important but there cover is lacking
My contents insurance has a mobile clause that enables me to be covered anywhere I go for liability insurance.
No exclusions for kitesurfing in the fine print.
Recently got a new house & contents with GIO and PL for Kite surfing is included.
It's definitely worth checking yours.
I read up about AKSA and what they cover but it looks like anything related to holding a kite on a beach or water is not covered. So why bother?
Has anyone any experience dealing with IKO? Being a worldwide organisation one would assume they they got it sorted.
There must be a reason, if a could chose where to work I'd definitely keep the dominican republic as an option - warm and one of the best kitsurfing scenes on the planet - Cabarete! Besides, some of our well known kite brands are based there too![]()
IKO is internationally recognised and have members from all over the world - quite a few more than AKSA I suspect. It doesn't mean if its not Aussie its not good ...well maybe![]()
Just suggesting to consider your options if you look for an insurance that will cover you for kitesurfing accidents that are related to kitesurfing.
A currently am, and I've been a member of KVB and therefor AKSA for some years now - more out of support reasons. If I would have had an accident in this time, it would have been more likely that my PL from my house and contents insurance would have covered it than AKSA.
Anyone from AKSA reading this?? Any comments??
www.hugedomains.com/domain_profile.cfm?d=waksa&e=com
thats a summary of cover in WAKSA:
Excess $1,500 each and every claim. This excess will not be paid by AKSA and is the
responsibility of the relevant member of the association
What is covered? You are covered for your legal liability to pay:
All sums by way of compensation and all costs awarded against you in respect
of:
? Third Party Personal Injury
? Third Party Property Damage
That occur during the policy period and subject to the terms and conditions of
the policy wording (a copy of which is available from AKSA)
[note that policy exclusion 25 (participation exclusion) is deleted